Axis Bank has 20 airline and hotel transfer partners, as well as card-specific annual transfer limits. The lineup continues to evolve, with recent additions like The Postcard Hotel. Below is the complete breakdown of Axis Bank transfer partners, transfer ratio groupings, and annual limits, so you know exactly how (and where) to move your points in 2026.
Axis Bank Transfer Partners Grouping
Axis splits partners into Group A and Group B. Each group has its own annual cap, so you can transfer up to the limit in both groups every year.
For simplicity, all international partners are in Group A, except Air France, AirAsia, IHG & Qantas.
| Group A | Group B |
| Accor Live Limitless | Air France-KLM |
| Aeroplan | Air India |
| Etihad Guest | Air Asia |
| Japan Airlines [JAL Mileage Bank] | ITC |
| Marriott Bonvoy | IHG Hotels & Resorts |
| Qatar Airways | Qantas Airways |
| Singapore Krisflyer | SpiceJet |
| Ethiopian Sheba Miles | The PostCard Hotels |
| Turkish Airlines | |
| Thai Airways | |
| United Airlines | |
| Wyndham Hotels |
Axis Bank Annual Transfer Limits (by Card)
Every Axis Bank card has a points transfer capping. If you have two or more cards, the capping will be at the Customer ID level. However, Axis Atlas or Axis Horizon that earns Edge Miles have a different transfer limit.
| Card Type | Group A Annual Capping | Group B Annual Capping | Total Annual Capping |
| Burgundy Private | 300K | 1200K | 1500K |
| Magnus Burgundy | 200K | 800K | 1000K |
| Olympus | 150K | 600K | 750K |
| Magnus | 100K | 400K | 500K |
| Reserve | 100K | 400K | 500K |
| Atlas | 30K | 120K | 150K |
| Horizon | 100K | 400K | 500K |
| Select | 100K | 400K | 500K |
| IOCL Premium | 100K | 400K | 500K |
| Privilege | 100K | 400K | 500K |
| Rewards | 100K | 400K | 500K |
| Other cards | 100K | 400K | 500K |
The Premium cards, such as Burgundy Private and Magnus Burgundy, have significantly higher annual transfer limits. Most Axis cards are capped at 500K points per year, while Atlas is limited to 150K total.
Axis Bank Points Transfer Ratios
Axis Bank has different transfer ratios for different cards. Here is the transfer ratio:
| Program Partner | Burgundy Pvt The One Metal, Magnus for Burgundy | Reserve and Magnus | Atlas | Select, Privilege and REWARDS | Horizon | Indian Oil Axis Bank Premium | Axis Bank Olympus | All eligible debit/other |
|---|---|---|---|---|---|---|---|---|
| All – The limitless hotel loyalty programme | 5:4 | 5:2 | 1:2 | 10:1 | 1:1 | 2:1 | 1:4 | 20:1 |
| Air Asia | 5:4 | 5:2 | 1:2 | 5:1 | 1:1 | 2:1 | 1:4 | 10:1 |
| Aeroplan | 5:4 | 5:2 | 1:2 | 10:1 | 1:1 | 2:1 | 1:4 | 20:1 |
| Flying Blue | 5:4 | 5:2 | 1:2 | 10:1 | 1:1 | 2:1 | 1:4 | 20:1 |
| Air India | 5:4 | 5:2 | 1:2 | 10:1 | 1:1 | 2:1 | 1:4 | 20:1 |
| Ethiopian Airlines | 5:4 | 5:2 | 1:2 | 10:1 | 1:1 | 2:1 | 1:4 | 20:1 |
| Etihad Guest | 5:4 | 5:2 | 1:2 | 10:1 | 1:1 | 2:1 | 1:4 | 20:1 |
| IHG One Rewards | 5:4 | 5:2 | 1:2 | 10:1 | 1:1 | 2:1 | 1:4 | 20:1 |
| ITC | 5:4 | 5:2 | 1:2 | 5:1 | 1:1 | 2:1 | 1:4 | 10:1 |
| JAL Mileage Bank | 5:4 | 5:2 | 1:2 | 10:1 | 1:1 | 2:1 | 1:4 | 20:1 |
| Marriott Bonvoy | 5:4 | 5:2 | 2:1 | 10:1 | 1:1 | 2:1 | 1:4 | 20:1 |
| Qantas Frequent Flyer | 5:4 | 5:2 | 1:2 | 10:1 | 1:1 | 2:1 | 1:4 | 20:1 |
| Qatar Airways | 5:4 | 5:2 | 1:2 | 10:1 | 1:1 | 2:1 | 1:4 | 20:1 |
| Singapore Airlines | 5:4 | 5:2 | 1:2 | 10:1 | 1:1 | 2:1 | 1:4 | 20:1 |
| SpiceJet | 5:4 | 5:2 | 1:2 | 5:1 | 1:1 | 2:1 | 1:4 | 10:1 |
| Royal Orchid Plus | 5:4 | 5:2 | 1:2 | 10:1 | 1:1 | 2:1 | 1:4 | 20:1 |
| Turkish Airlines | 5:4 | 5:2 | 1:2 | 10:1 | 1:1 | 2:1 | 1:4 | 20:1 |
| The Postcard Sunshine Club | 5:4 | 5:2 | 1:2 | 10:1 | 1:1 | 2:1 | 1:4 | 20:1 |
| United MileagePlus | 5:4 | 5:2 | 1:2 | 10:1 | 1:1 | 2:1 | 1:4 | 20:1 |
| Wyndham Rewards | 5:4 | 5:2 | 1:2 | 10:1 | 1:1 | 2:1 | 1:4 | 20:1 |
Related Programs Guide:
- Accor Program
- Air India
- Etihad Guest
- IHG One Rewards
- Club ITC
- Marriott Bonvoy
- Singapore Airlines
- Wyndham Rewards
Best Axis Transfer Partners
Axis Bank currently offers around 20 transfer partners. Most are usable, but because annual caps apply separately to Group A and Group B, it’s worth prioritising higher-value partners before making transfers across groups.
Best Axis Hotel Transfer Partners
These Axis Bank hotel transfer partners are worth considering:
- Accor:
- One of the best options. Even at the current rate, 2,000 Accor points are worth €40, giving you a good cash equivalent. Plus, they run several promotions with which you can also save more.
- Works best for paid stays, especially when combined with Accor+ Explorer membership.
- ITC:
- If you stay in India multiple times, having ITC Green Points is a great option. You get ₹1 value for every ITC Green point, sometimes more during promotions.
- IHG:
- Limited use cases. Transfers usually make sense during promotions or only if you already have a specific redemption in mind or if you’re booking at new hotels for award discounts.
- Speculative transfers generally don’t offer good value.
- Wyndham Rewards:
- Useful when cash prices are high, thanks to Wyndham’s fixed award tiers (7,500 / 15,000 / 30,000 points per night).
- Best for budget or mid-range stays, where award pricing beats cash rates.
Best Axis Airline Transfer Partners
Axis has several good transfer partners, but these are the airline transfer partners that make sense:
- Air Canada Aeroplan Points:
- Generally offers better award availability and allows stopovers on all routes for just 5000 points.
- Works well for Europe and Africa, with access to multiple Star Alliance partners.
- Japan Airlines:
- Can deliver strong value on select partner redemptions and occasional award discounts.
- Avoid speculative transfers; your JAL account must be at least 60 days old before booking.
- Qatar Airways:
- Avios is one of the most flexible miles currencies and works across several partner airlines.
- Useful for premium cabins and short-haul awards, depending on routing.
- Singapore Krisflyer:
- Good option for Singapore Airlines Business and First Class redemptions.
- Extra value during KrisFlyer Spontaneous Escapes.
- Air France-KLM:
- Works well for short-haul Asia and economy awards, especially during Promo Rewards.
- Surcharges can be high, so always check the total cash vs miles.
- Air India:
- Makes sense mainly when cash fares are high or on select routes.
- Otherwise, Aeroplan or KrisFlyer usually offer better value.
- Qantas:
- Useful for Emirates Business Class and Cathay Pacific awards due to better availability.
- From 18 Feb 2026, Emirates First Class requires Qantas Silver status.
Frequently Asked Questions
Yes. Axis Bank charges ₹ 199 + GST (approx. ₹235) per transfer to partners.
You can transfer Axis Bank points as needed. However, make sure to do it once by the end of December each year to take advantage of the Annual transfer cap.
Most point transfers are not instant and can take 2-3 days for most partners. However, for some partners, it may take up to 10 days.
No. Overall, capping and Group A & Group B will apply to the highest card. For example, if you have Burgundy Private and Magnus Burgundy, your limit will be based on Burgundy Private, i.e., a maximum of 15,00,000 annually for all cards combined.
If you have two Miles cards, that is, Atlas (Edge Miles) & Olympus (Edge Miles), the total capping will be based on the highest capping between these two cards, i.e., the customer will be able to transfer 7,50,000 miles annually for all Edge miles combined.
Marriott Bonvoy is a good program, and there are several ways to earn Marriott Bonvoy points. From Axis, it makes sense to transfer via ITC to earn more points rather than transferring it directly. However, a quarterly limit applies.
Bottomline
Axis Bank has several transfer partners and several conditions. Firstly, these transfer partners are segregated into two groups. Additionally, there is a transfer limit at the Customer ID level. Then, there is a transfer ratio. The transfer limit is reset on 1st Janurary every year.
