HDFC Bank has added Marriott Bonvoy as a transfer partner without any noise. Now, you can directly transfer HDFC Points to your Marriott Bonvoy account, eliminating the need for the indirect route that you may still use occasionally.
HDFC Marriott Bonvoy Transfer Ratio
The transfer ratio between HDFC and Marriott Bonvoy is:
- HDFC Bank Infinia/ Infinia Metal: 2:1
- HDFC Bank Diners Black/ Diners Black Metal: 2:1
- HDFC Bank Regalia Gold: 3:1
Transfer Time
The HDFC points will be credited to your Marriott Bonvoy account within 24 hours. In my case, the transfer was instant.
Why using Singapore Airlines as an indirect partner can work?
You can transfer HDFC Points Infinia, Diners Black, and Diners Biz Black points in a 1:1 ratio to Singapore Airlines. From Singapore Airlines, you can also transfer Krisflyer Miles at a 2:1 ratio. However, an annual limit of 180K Miles applied.
Therefore, for someone with Biz Black, they may want to consider this option if they don’t have other ways to top up their Marriott Bonvoy Points. Additionally, Singapore Airlines occasionally offers promotions where you can earn a 20% Bonus on transferring Krisflyer Miles to a Marriott Bonvoy account.
Should you transfer HDFC Points to Marriott Bonvoy?
Given the transfer ratio of 2:1 for Infinia & Diners Black, HDFC would not be the first choice for transferring points to Marriott Bonvoy. However, if you have exhausted your Amex Points and need instant points within a few hours, HDFC could be a way to top up your Marriott account. You can also purchase Marriott Bonvoy Points at a discounted rate during promotions.
Bottomline
HDFC adds Marriott Bonvoy as a transfer partner. However, the transfer ratio is 2:1 for premium cards like Infinia and Dinners Black, whereas Regalia Gold gets a 3:1 ratio. The transfer ratio doesn’t make HDFC the first choice for transferring to Marriott Bonvoy in most cases.
