Guide to HDFC Bank Points Transfer Partners

HDFC Bank added several points transfer partners in 2023, fourteen Partners, to be exact. Last month, HDFC added two more transfer partners. With the addition of these two partners, HDFC Bank now has 19 transfer partners. Some of these partners already have tie-ups with Axis Bank or American Express. However, few of them are exclusive to HDFC Bank. Here is the complete guide on HDFC Bank Points Transfer Partners.

HDFC Bank Points Airlines Transfer Partners

HDFC Bank has 14 airline transfer partners, of which 11 were added in 2023, one was added last month, and two were legacy partners. Unlike Axis, HDFC has kept a transfer ratio with airline partners with good business acumen. Most Popular Airlines or Big Airline Partner ratios have been kept at 100:50, whereas few airline partners have a 100:100 ratio. However, Airline partners with low ratios can give a decent points value if awards are adequately researched. A few airline partners, such as Hainan Airlines or Vietnam Airlines, mostly don’t make sense.

Here is the complete list of HDFC Airlines Points Transfer Partners:

Airlines	Frequent Flyer Program	Airline Alliance	Conversion Ratio [For Infinia & DCB]	Conversion Ratio [For Regalia Gold]	Time Taken
Air Canada	Aeroplan	Star Alliance	100:50	100:33	24 Hours
Air Asia	AirAsia rewards	None	100:100	100:50	24 Hours
Avianca	Lifemiles	Star Alliance	100:50	100:50	24 Hours
British Airways	Executive Club	OneWorld	100:50	100:33	120 Hours
Etihad Airways	Etihad Guest	None	100:50	100:33	24 Hours
Finnair	Finnair Plus	OneWorld	100:100	100:50	24 Hours
AirFrance/KLM	Flying Blue	SkyTeam	100:100	100:50	24 Hours
Hainan Airlines	Fortune Wings Club	None	100:100	100:50	120 Hours
Vietnam Airlines	LotusSmiles	SkyTeam	100:100	100:50	24 Hours
Turkish Airlines	Miles & Smiles	Star Alliance	100:50	100:50	24 Hours
United Airlines	United Mileage Plus	Star Alliance	100:50	100:33	24 Hours
Spicejet	SpiceClub	None	100:100	100:50	24 Hours
Singapore Airlines*	KrisFlyer	Star Alliance	100:100	100:50	7 Working Days
Vistara Airlines*	Club Vistara	None	100:100	100:50	7 Working Days

Of the above Airline partners, Singapore Airlines and Vistara Airlines have been partners of HDFC Bank for many years. Spice Jet was added last month. The addition of Spice Jet doesn’t make any sense to me.

Do you know? You can Get 100% More Avios from HDFC Reward Points.

HDFC Bank Points Hotels Transfer Partners

When HDFC added Airline Partners, it also added some great Hotel Transfer Partners and industry firsts such as Accor and Wyndham. Last month, HDFC added ITC as its transfer partner with a low transfer ratio.

Here is the complete list of HDFC Hotels Points Transfer Partners:

Hotels	Conversion Ratio [For Infinia & DCB]	Conversion Ratio [For Regalia Gold]	Time Taken
ALL-Accor Live Limitless	100:50	100:50	120 Hours
Club ITC	100:50	100:50	96 Hours
IHG One Rewards	100:100	100:50	24 Hours
Wyndham Rewards	100:100	100:50	24 Hours

Note: Intermiles is also an HDFC Bank Transfer Partner with a 100:100 Ratio, which has been excluded from both airlines and hotels. You can use Intermiles to book an Airline or Hotel. However, the value can be low.

Related: How do you transfer HDFC Points to transfer partners [Airlines & Hotels]?

Exclusive Points Transfer Partners

Five of the 19 transfer partners are exclusive points transfer partners of HDFC Bank. These are:

• Avianca Lifemiles
• Finnair Plus
• Hainan Airlines Fortune Wings Club
• Lotusmiles Program

Earlier, Aeropoints, Accor and Wyndham were exclusive partners of HDFC Bank, which Axis Bank subsequently added.

Can you Transfer Points from all HDFC Credit cards to Airline or Hotel Partners?

No. Not all credit card points are eligible for transfer to Transfer Partners. Here is the list showing eligible cards and their transfer partners

• All 19 Partners Available:
  • Infinia
  • Diners Club Black (DCB)
  • Regalia Gold [Review]
• Only Three Partners [Singapore, Vistara & Intermiles] Available:
  • Diners ClubMiles
  • Diners Privilege [Card Issued Before 15th June 2023]
  • Regalia

Here is the Transfer Ratio of these cards to three common transfer partners:

Credit Cards	Intermiles	KrisFlyer	Club Vistara
Diners ClubMiles	100 RP=100 Intermiles	100 RP=100 Krisflyer Miles	100 RP=100 CV Points
Diners Privilege [Old Card]	100 RP=50 Intermiles	100 RP=50 Krisflyer Miles	100 RP=50 CV Points
Regalia Gold	100 RP=50 Intermiles	100 RP=50 Krisflyer Miles	100 RP=50 CV Points
Regalia	100 RP=50 Intermiles	100 RP=50 Krisflyer Miles	100 RP=50 CV Points

The above partners are also old Transfer Partners of HDFC Bank.

Also, for Infinia, Diners Club Black and Regalia Gold, all 19 are available as transfer partners.

How to Transfer HDFC Points?

For 16 transfer partners, you must use the “HDFC SmartBuy” website to transfer points. Once there, click on your card, e.g., HDFC Infinia, HDFC Diners Black, or HDFC Regalia Gold. Then move to “Miles Transfer.” After that, choose the program you want to transfer your points to. Enter your membership or frequent flyer number and the number of points to be transferred and submitted.

You must log into net banking for the old three transfer partners and move to the cards section. From there, choose to redeem points, and you will be transferred to a new website from where you can transfer points.

Marriott is not a transfer partner of HDFC; however, do you know? You can transfer HDFC Points to Marriott.

How long does it take to transfer HDFC points?

HDFC Points to 16 transfer partners are transferred immediately in most cases. However, for legacy partners, i.e., Intermiles, Singapore Airlines, and Vistara, points transfer takes two to three days. After Amex, I transferred points the fastest on HDFC. This makes HDFC points a reliable way to top up points when needed.

Bottomline

HDFC now has 19 points and transfer partners, which put HDFC Bank in the game. However, the conversion is a bit disappointing in a few cases. However, for a few, it is exceptional. Overall, it is excellent for Indian Travellers and cardholders since they now have several point transfer partners.