Last year, HDFC added several transfer partners, including prominent hotel brands such as IHG, Accor, and Wyndham. This year, HDFC added Marriott as a transfer partner, but the transfer ratio is 2:1 for Infinia, whereas Regalia Gold Points can be transferred in a 3:1 ratio.
Direct Transfer: HDFC to Marriott Bonvoy
You can directly transfer your HDFC Points to your Marriott Bonvoy Account:
- Infinia/DCB: 2:1
- Regalia Gold: 3:1
Apart from direct transfer, other routes also exist, as below.
Apply for the Marriott Bonvoy HDFC Bank Credit Card
If you want a Marriott co-branded card, in India Marriott partners with HDFC. Also, it comes with one free night award of up to 15000 points and ten elite night credits. It is one of the must-have cards if you intend to use points for staying at Marriott.
- Review: Marriott Bonvoy HDFC Bank Credit Card
- Decided: Apply for Marriott Bonvoy HDFC Bank Credit Card
HDFC to Marriott Via Singapore Krisflyer
Singapore Airlines is one of HDFC Bank’s oldest transfer partners. You can call it a legacy transfer partner. One of the great things about this partnership is that several HDFC credit card points can be transferred to Singapore Airlines. And, it is not just limited to Diners Black or Infinia.
Once you have Singapore Airlines KrisFlyer miles by transferring HDFC Bank Points, you can transfer them to Marriott at a 2:1 ratio. So, if you have an Infinia or Diners Black credit card, you can get a 2:1 transfer ratio on HDFC Bank points when transferred to Marriott via Singapore Airlines.
However, at least 3,000 Krisflyer miles must be transferred, and at most 180,000 Krisflyer miles can be transferred to Marriott in a calendar year. That means that via this route, you can only get a maximum of 90000 Marriott Points from HDFC Bank Points.
| HDFC Credit Card | HDFC>>>SQ | HDFC>[via SQ]>Marriott |
| Infinia | 1:1 | 2:1 |
| Diners Club Black | 1:1 | 2:1 |
| Regalia Gold | 2:1 | 4:1 |
| Regalia | 2:1 | 4:1 |
| Diners Privilege [Legacy] | 2:1 | 4:1 |
| Diners Club Miles | 1:1 | 2:1 |
| Regalia First | 3:1 | 6:1 |
| Millennia | 3:1 | 6:1 |
Related: Miles to Marriott Bonvoy Points Transfer
Club ITC to Marriott
Last year, HDFC Bank added Club ITC as its partner. These ITC green points can also be transferred to Marriott in a 2:3 Ratio. However, a quarterly cap of 15K applies. So, in a year, you can earn up to 90000 Marriott points by transferring 120000 points to ITC from HDFC. Effectively, the indirect transfer ratio is 4:3, which is the best among all partners.
| HDFC Credit Card | HDFC>ITC | HDF>[via ITC]>Marriott |
| Infinia | 2:1 | 4:3 |
| Diners Club Black | 2:1 | 4:3 |
| Regalia Gold | 3:1 | 2:1 |
HDFC to Marriott Via Cathay Pacific
Cathay Pacific Asia miles can be transferred to Marriott Bonvoy in 2:1 so combining HDFC to Cathay Pacific & then to Marriott gives a 4:1 transfer ratio which is bad and shouldn’t be done.
| HDFC Credit Card | HDFC>>>CX | HDFC>[Via CX]>Marriott |
| Infinia | 2:1 | 4:1 |
| Diners Club Black | 2:1 | 4:1 |
| Regalia Gold | 3:1 | 6:1 |
HDFC to Marriott Via United Mileage [United Airlines]
United Airlines was one of the new members added last year. Points of Infinia, DCB, and Regalia Gold can be transferred to the United Mileage account. If you are a United MileagePlus member (Silver Elite or higher), you can transfer United miles at a 1:1 ratio to Marriott. A maximum of 100,000 United Miles can be converted into Marriott Bonvoy Points. You can get 50,000 Marriott Points from HDFC Points via United Airlines.
| HDFC Credit Card | HDFC>>>UA | HDFC>[Via UA]>Marriott |
| Infinia | 2:1 | 2:1 |
| Diners Club Black | 2:1 | 2:1 |
| Regalia Gold | 3:1 | 3:1 |
So, Singapore Airlines & United Airlines can give a maximum 2:1 ratio on HDFC to Marriott Bonvoy Points.
Via Accor & JAL [Japan Airlines]
Accor is the transfer partner of both HDFC & Japan Airlines. The Infinia, DCB, and Regalia Gold points can be transferred to Accor in a 2:1 ratio. Then, Accor Points can be transferred to Japan Airlines at a 2:1 ratio. Also, JAL Mileage can be transferred to Marriott Bonvoy at a 4:3 ratio. This effectively gives 1875 points for 10000 HDFC points. It is not a recommended way to transfer to Marriott Bonvoy from HDFC. A Maximum of 50,000 JAL miles can be transferred to Marriott.
Via Accor & Korean SkyPass
The transfer ratio from HDFC to Accor and the Korean Air Sky Pass account is 4:1. Then, Korean SkyPass points can be transferred to Marriott in a 2:1 ratio. A minimum of 5,000 miles needs to be transferred, and a maximum of 200,000 points can be transferred in a year.
Should you get Marriott Bonvoy Points from HDFC Points?
Marriott has dynamic pricing for its properties. So, the points you need today may be fewer or more tomorrow. Therefore, planning is useful if you lack Marriott Points.
There are several ways to earn Marriott Points. And, if you have an HDFC Infinia, Diners Black or Diners Club Miles card, you can get Marriott Bonvoy Points at a 2:1 ratio from HDFC Points, which isn’t bad. Also, United Airlines elite members can get the same ratio. Even though a 2:1 ratio isn’t bad, Singapore & United Airlines miles are valuable.
Marriott Elites (Platinum or above) may be able to get more value out of their Marriott points than regular members, as they get complimentary upgrades, breakfast & lounge access, etc. For regular members, topping up small amounts via airline partners can be a good move to save costs.
At the same time, transferring a large amount of HDFC points doesn’t make sense, as you can book Marriott hotels with these HDFC points at a value better than what you can get from Marriott, unless you prefer to book directly.
Things to Know
If you have airline miles that you intend to transfer to Marriott, then it will take time.
Also, a prerequisite for transferring between partners is matching the names, so try a small lot before transferring significant points and getting stuck with it.
Bottomline
Getting Marriott Bonvoy Points from HDFC Points doesn’t work for everyone and is limited only to a handful of Marriott elites or HDFC Points hoarders. However, a 2:1 ratio in most cases isn’t bad for topping up short gaps between the points required and the points you need.
