HDFC Bank is offering bonus pointson transferring your HDFC Diners Black points to British Airways, Etihad Airways, IHG, ITC & United Miles. This promotion is valid for all transfers till 25th May 2024. Here is what we get.
Eligible Credit Cards
Only one HDFC Credit Cards is eligible for transfer bonus promotions:
- Diners Club Black Metal or Diners Club Black
Eligible Transfer Partners
Only the five partners are eligible for this transfer promotion:
| Partners | Transfer Ratio |
| British Airways | 2:1 |
| Etihad Airways | 2:1 |
| IHG | 1:1 |
| ITC | 2:1 |
| United Miles | 2:1 |
Maximum Redemption in a Month
There is a cap on a maximum number of points that can be redeemed in a month:
- Diners Black: 75K Reward Points
This limit is the overall limit on redemption.
Transfer Bonus Promotion
A standard 75% Bonus is given on transfer to eligible transfer partners.
| Partners | Standard Transfer Ratio | Transfer Ratio After Bonus |
| British Airways | 2:1 | 0.875 |
| Etihad Airways | 2:1 | 0.875 |
| IHG | 1:1 | 1.75 |
| ITC | 2:1 | 0.875 |
| United Miles | 2:1 | 0.875 |
This is valid for transfers between 24th May 2025 to 25th May 2025 only.
Maximum Bonus: The Maximum Bonus is 7500 for each customer and is applied sequentially. So, if you have already exhausted your transfer bonus on the first transaction, you will not get any bonus points on the next transaction.
Should you transfer?
- British Airways: You can get more Avios by transferring to Finnair and then to British Airways via this promotion. Also, a Transfer from HDFC is not eligible for Avios Boosters, so it doesn’t make sense to transfer it to British Airways.
- Etihad Airways: It’s a maybe. If you have a specific redemption in mind and are short on miles, this could be an option but not the best one.
- IHG: I value one IHG point at ₹ 0.5, so after the transfer bonus, one HDFC point could be worth approximately ₹ 0.875 less than they are worth. However, I would still consider this as an option to top up just in case/
- ITC: Probably the best option here. As usual, you get promotions to get more value from ITC points.
- United Miles: This could be an option top-up but not so great value.
Bottomline
This is HDFC’s third transfer bonus promotion this year. The earlier one was exceptional, and many of us benefitted from it. This promotion is not straightforward, so you may need to check your travel plans before you use it.
